Out of an abundance of caution for the safety and well-being of our attendees, clients,  and employees, we have chosen to present our Fall 2020 workshops as a webinar series. Our classes will still run approximately 1 hour in length with trusted and knowledgeable advisors, but for now, you get to enjoy them from home.

Medicare: The A, B, C, & D's

Presented by: Kim Nugent, CFP®, AIF®

Are you or a loved one faced with making Medicare  decisions? Do you know how much you can expect to pay in healthcare costs after going on Medicare? In this workshop we will discuss Medicare Parts A, B, C and D. Learn what they cover, how enrollment periods work, and what you need to do to avoid late enrollment penalties. Gain the knowledge you need in order to make Medicare choices with confidence.

Get Your Affairs in Order

Presented by: Kris Dowejko

Would your family know what to do if something happened to you? Have you been named Executor to handle someone else’s affairs? In this session, we’ll discuss Probate and how to avoid it, what the role of the Executor really means, and you’ll learn our simple two-step process to make things easier for your loved ones.

The IRS is Coming for Your IRA

Presented by: Douglas Parker, CFP®, AIF®, CHSA®

Whether you’re 70 years old and required to take IRA distributions or still in your 60’s and can see RMDs on the horizon, you’ll want to know how to get the most from your IRA and pay the least tax. Learn how to work within the system, control taxes and leave the most money to your children and grandchildren. This isn’t your parent’s IRA.

Investing Through the Pandemic & Beyond

Presented by: Zachary Armstrong, CFP®

Coronavirus has drastically effected the economy and the investment markets. The events that unfolded have really highlighted how you should think about investing to make it through the Pandemic and have success long after it is over. Come learn how investing has truly changed and how to approach your risk and your investment return for optimal success going forward.

Fire Your Broker

Presented by: Brennan Redmond, CFA, CFP®

The financial services industry, like medicine, evolves over time. This evolution is often forced by technological advancements, regulatory changes, fee compression and client expectations. The result is that a modern financial services practice looks different today than it did even ten years ago. This presentation is designed to provide individuals with a framework for evaluating financial services firms and professionals.

Know Risk, Know Reward

Presented by: Randell Ogden

If you’re like most investors, you get excited when the markets go up and nervous when the markets go down. Fear and greed are the two most powerful emotions when investing. We will take an in-depth look at how these emotions can distort financial markets, what it means for  you, and what you can do about it.

7 Critical Conversations to Have With Aging Parents

Presented by: Christopher Coleman, MBA

Knowing that parents and loved ones are aging is often difficult to reconcile. While never easy, having tough and thoughtful conversations now about finances, health care and estates will create less of a burden for you and your entire family later on. In this presentation we will cover the best ways to have these conversations and the most impactful areas to cover in order to maximize their success.

Countdown to Retirement

Presented by: Craig Gingerich, CFP®, AIF®, CHSA®

If you are within 5 years of retirement, there are decisions you can’t afford to get wrong. What’s more, you may not even know the right questions to be asking. Learn steps now to avoid worrying about money after you’ve stopped showing up to work.

7 Costly Retirement Risks

Presented by: Ryleigh Mattle, MBA

Do you worry about running out of money during retirement? You are not alone; most people do. Retirement planning is complicated, but we have identified common retirement risks that you need to be aware of if you don’t want to outlive your savings.

Financial Planning 101

Presented by: Connor Holly, CFP®

Have you wondered what a financial plan is and what goes into creating one? My seminar, Financial Planning 101 will teach you everything you need to know about the financial planning process, the valuable information you get from creating one, and the risks you take by not having one.

8 Smart Tax Strategies

Presented by: Caroline Hill, MBA

If you are currently in a high tax bracket, have concerns over newly passed legislation, or simply someone who thinks they are paying too much, join us to learn 8 Smart Tax Strategies to reduce your taxes and make the most from your savings. We all know that few things in life that are guaranteed, and taxes is one of them.

How the Election Could Impact Your Finances

Presented by: Zachary Armstrong, CFP®

The results of the election could have a major impact on your finances. Either red or blue, the result will dictate how to think about your investments and taxes in the coming years. Join me to learn about specific tax changes that have been proposed, moves that may make sense pending the election outcome, and what you could do to potentially save money on taxes and in your investments long-term.

Savvy Social Security Planning

Presented by: Kim Nugent, CFP®, AIF®

When is the optimal time to claim Social Security benefits? In this workshop we will discuss how the timing, spousal benefits, cost of living adjustments, and other complexities of Social Security can greatly impact your retirement plan. These tips will help savvy individuals maximize their benefits in retirement.

Tax & Estate Planning for High Net Worth Investors

Presented by: Kris Dowejko & Zachary Armstrong, CFP®

In this workshop, we will explore a number of powerful tax-savings strategies to consider implementing now, including how to grow your portfolio in a tax-efficient way. Join us to learn how to reduce your capital gains tax so you keep more of the money you make. We will also highlight some of the simple changes you can make today to pass more money to your heirs.

The Debt Bomb

Presented by: Brennan Redmond, CFA, CFP®

Bonds are historically a lower-risk asset class, but can we take that for granted? With government, corporate, and student debt at historic levels, interest rates on the rise and the federal reserve reversing their other efforts to stimulate the economy, it’s time to think through how the future may challenge some long-held assumptions; and if your portfolio is prepared.

Never Let a Good Crisis Go to Waste

Presented by: James Burke, CFP®, AIF® & Ryan Miller, AIF®, CHSA®

As Winston Churchill famously pointed out, moments of crisis also bring along great opportunity. Whether it is saving on taxes, mitigating risk, or capitalizing on future growth, our current economic environment is full of potential for those who know how to make the most of it.

Sage Rutty & Company, Inc.  

100 Corporate Woods, Suite 300   Rochester, New York 14623 
main phone 585.232.3760   University 585.512.2309   fax 1.866.902.0273   toll free 1.800.733.1133

© 2019 Sage Rutty. Sage Rutty is a trademark of Sage Rutty & Company, Inc.

Members: FINRA and SIPC

Accessibility 

  • LinkedIn Social Icon
  • Facebook Social Icon